Privacy Policy

 

 

Rev 04/11

 

FACTS

 

 

WHAT DOES Citizens Bank of Cumberland County DO
WITH YOUR PERSONAL INFORMATION?

 

 

 

 

 

 

Why?

 

 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

 

 

 

 

What?

 

 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

 

n  Social Security number and name, address

 

 

n  Payment history and account balances

 

 

n  Credit history and credit worthiness

 

 

When you are no longer our customer, we continue to share your information as described in this notice.   

 

 

 

 

 

 

How?

 

 

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Citizens Bank of Cumberland County chooses to share; and whether you can limit this sharing.

 

 

 

 

 

 

Reasons we can share your personal information

 

 

Does of Citizens Bank of Cumberland County share?

 

 

Can you limit this sharing?

 

 

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

 

Yes

 

 

No

 

 

For our marketing purposes—
to offer our products and services to you

 

 

Yes

 

 

No

 

 

For joint marketing with other financial companies

 

 

Yes

 

 

No

 

 

For our affiliates’ everyday business purposes—
information about your transactions and experiences

 

 

N/A

 

 

N/A

 

 

For our affiliates’ everyday business purposes—
information about your creditworthiness

 

 

N/A

 

 

N/A

 

 

For nonaffiliates to market to you

 

 

No

 

 

N/A

 

 

 

 

 

 

 

 

 

 

Questions?

 

 

Call 270-864-2323 or go to www.cbcconline.com

 

 

 

 

 

 

 

 

 

 

 

What we do

 

 

How does Citizens Bank of Cumberland County protect my personal information?

 

 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

 

How does Citizens Bank of Cumberland County collect my personal information?

 

 

We collect your personal information, for example, when you

 

 

n  Open an account or apply for a loan

 

 

n  Pay your bills or make a deposit

 

 

n  Use your debit card or ATM  card

 

 

 

 

Why can’t I limit all sharing?

 

 

Federal law gives you the right to limit only

 

 

n  sharing for affiliates’ everyday business purposes—information about your creditworthiness

 

 

n  affiliates from using your information to market to you

 

 

n  sharing for nonaffiliates to market to you

 

 

State laws and individual companies may give you additional rights to limit sharing.

 

 

 

 

 

 

Definitions

 

 

Affiliates

 

 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

 

 

Citizens Bank of Cumberland County has no affiliates.

 

 

Nonaffiliates

 

 

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

 

 

n  Citizens Bank of Cumberland County does not share with nonaffiliates so they can market to you.

 

 

Joint marketing

 

 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

 

n  Our joint marketing partners include insurance companies or agencies.

 

 

 

 

 

 

 

 

 
NOTICE: Citizens Bank of Cumberland County - All Rights Reserved - Citizens Bank of Cumberland County website contains links and features that are provided to our customers from outside sources. We are not responsible for and have no control over the content or subject matter of these links. However, it is our sole intent to provide information that our customers can find useful. Please read our Privacy Policy and Disclosures. Complete regulatory disclosures containing all terms, features and limitations are available at our office, or can be obtained by telephone request by calling 270-864-2323.