Products Available! It's Here! Online Banking & Bill Pay Citizens Value Account Free Checking No Maintenance Fees No Minimum Balance Free Debit Card Citizens Advantage Free Debit Card No Maintenance Fees for Average Balances over $500 $7 per month charge for Avg. balances      < $500 Citizens Club Account No Minimum Balance Free Debit Card Free Personalized Club Checks Notary Service Security Benefits Travel Benefits Cashier's Checks $6 per month membership fee Citizens Gold Account   Customers 50 & Older No Minimum Balance Free Debit Card Free Personalized Club Checks Notary Service Security Benefits Travel Benefits Cashier's Checks $4 per month membership fee  Citizens Now Account Free Debit Card $1,500 Average Balance $10 Service Charge if balance drops below target balance  Citizens Super Now Account Free Debit Card $2,500 Average Balance $15 Service Charge if balance drops below target balance Citizens Money Market Free Debit Card $2,500 Average Balance $15 Service Charge if balance drops below target balance Limit of 3 checks & 3 pre-authorized withdrawals per month Check Ordering Clarke American - Reordering checks is easy! Just follow this link to Clarke American.                           Savings Accounts Statement Savings Christmas Time Deposits Certificates of Deposit  IRA Other Products Sweep Accounts Visa Debit/ATM Credit Cards Loan Types Offered Commercial Consumer Real Estate TELEPHONE BANKING: 864-BEST (2378) 1-877-904-2323 Keep in touch with your accounts twenty-four hours a day, seven days a week. All you need is a touch-tone phone, your account number, and a personal identification number. Contact Citizens Bank of Cumberland County for more information!   Obtain account balances & current interest rates   Transfer funds and make loan payments   and more!